We’ve all heard the saying that ‘Bad things sometimes happen to good people’. If you have ever owned a home and have experienced both the pride of homeownership and the correlated sentiment of shame for having lost that home in …
How Long do I have to Wait for a Mortgage after Short Sale or Foreclosure? Read more »
Ever since the first Europeans called America home, before there was America, giving thanks to God has been our tradition. Even in times of trial and strife, Americans have set aside this one day of the year to give thanks for all …
So recently a realtor client contacted me to find out just how long they should expect before being able to close a USDA Rural Development Guaranteed Housing Loan because a local bank loan officer had told her that she should …
How long does it take to close a USDA Rural Development Loan? Read more »
Can a Homeowners Associations foreclose when I have a mortgage? It’s a question that I am asked frequently by borrowers and clients who have found themselves embroiled in a legal battle with their Homeowners Association (HOA) over unpaid dues, levies, …
Step 1 Get Pre-Approved for a Mortgage Buying a home involves a lot of steps and they can seem complicated, but really it’s just about the details. Important parts, like getting a home inspection are dead simple when you go …
Wake County Real Estate Market Update June 2014 Second to Fannie Mae, the nation’s largest purchaser of mortgage backed securities is where you will find Freddie Mac. Each month Freddie publishes a variety of insightful industry reports. One of those reports …
Raleigh’s “Weak and Declining” Real Estate Market Read more »
Living in Raleigh we are blessed to live only 130 miles or so from our favorite beaches. And we really love our beaches! Even if you don’t live in this area, but are planning on visiting some time soon, it …
The importance of a second opinion Cancer, transmission repairs and mortgage loans; none have the same impact on our lives but in the right context each can create financial nightmares. When faced with the prognosis of the first two we …
Surprisingly, since the so-called mortgage meltdown of 2008 mortgage fraud has risen exponentially, so much so that the FBI has a dedicated Mortgage Fraud unit within its White Collar Crimes Division. The increase has been attributed to four primary reasons: …
