19 Steps to Buying a Home
Step 4 Locking in the Interest Rate
Until now your loan has been floating with the market because you haven’t been under contract, but now is a good time to talk to your loan officer about locking your loan to protect you against rising interest rates. You’ll also want to get updated supporting documents to your lender such as paystubs, banks statements and any cancelled checks for deposits that you may have written on your new home.
Since relocating from Northern Michigan in 2007 I have lived in Garner (27529) with my wife Melanie and our four children. With personal production of 8MM in real estate sales across Southern Wake County I am considered to be a local market expert in the following communities: Garner (27529), Fuquay-Varina (27526), Holly-Springs (27540), Apex (27502), and Raleigh (27603, 27604, 27606, 27609, 27610)) which spans from downtown Raleigh to Willow Spring including Lake Wheeler. Call or email me, I’m here to help! Ricardo Cobos (919) 526-0183