If I were to tell you that you will be required by your lender {mortgagee} to give a Death Pledge to buy or refinance your next home would you might think twice and would you want to know more about to whom you were entering into a mortgage agreement with?

There have been a flurry of apartment deals in the Triangle over the past 18 months as investors flock to what has become the best-performing sector in commercial real estate. ..Average rents in March were $827 per month, up $22 from the same period a year ago

Title insurance is quite possible one of the least understood types of insurance. The simple truth is because when you purchase your dream home you aren’t actually buying a lovely 3 bedroom Ranch or Victorian style home on a cul-de-sac in a quiet Raleigh neighborhood.

First Time Home Buyers in Raleigh / Wake County no longer have to be under 80% of Adjusted Median Income to take advantage of this $8,000 Down Payment Assistance Program.

Question: My partner and I are not married and only one of us is an eligible veteran while the other is not.  Can both our income be considered for the loan application? Answer: YES, as long as one of you …

Underwriting Tip – VA Loans Unmarried Applicants Read more »

When potential home buyers walk into your home and sees clutter, it gives the impression your home is dirty and not well-maintained and this is NOT the impression you want them to have!

If you are like me and have a young family you can appreciate how much effort goes into packing the family into the car for an excursion that will likely keep them out well past the  kids usual bed time. The Fourth of July is one …

Raleigh Area July 4th Fireworks 2011 Rain Make Up Schedule Read more »

After a three year period (2004 -2007) of declining credit standards the mortgage lending industry has had to fight and claw its way back into good graces with both their regulators and investors. All this while swimming in a sea …

Where’s the Best City in America to get a Mortgage? Read more »

Because of the current state of our economy many luxury home buyers may have been artificially sidelined. These would be move up buyers are fearfully waiting for the housing market to bottom. As with the stock market, it is hard to …

How to Upgrade your Home in Raleigh Read more »