Antes de hacer un viaje a lo largo del país, qué sería lo primero que haría?  Llenar el tanque de gasolina!  Comprar una casa no es algo diferente.  Lo primero que debe hacer es revisar su historial crediticio.  Entre mejor …

Información Para Obtener Una Copia Gratuita de su Reporte Crediticio Read more »

Eagle Ridge - Old Stage Road entrance

Eagle Ridge Golf Course Homes For Sale – Raleigh, NC 27603 Eagle Ridge is a Prestigious Golf Course Community located just minutes from downtown Raleigh in the 27603. With the gently rolling hills and mature trees, residents call Eagle Ridge …

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Thanks to President Obama’s recent directive to HUD to reduce the PMI there are three million homeowners who can now refinance at today’s historic low interest rates without any credit, income, or appraisal requirements! The programs is designed to help …

Streamlined FHA Refinance No Credit, Income or Appraisal Required! Read more »

Frequently Asked Questions and Answers to the new Conventional 97% Mortgage. Is the Conventional 97 a government-backed mortgage program? Yes, the Conventional 97 mortgage program is backed by the government. It’s offered via Fannie Mae only. The program is not …

Conventional 3% Down Mortgages 27 FAQ’s Read more »

According to research of the foreclosures during the past 7 years, chief among the cited reasons were lack of down payment, undisclosed debt by the buyers, reduced credit requirements, and unstable income. In response to greater accountability to Washington lenders …

What is a My Community Mortgage? Read more »

Early in your loan application process, your lender will arrange for a home appraisal. Borrowers are sometimes confused about this process. They have a pretty good idea about what the home they want to buy is worth but the appraised …

What’s involved in the Home Appraisal Process? Read more »

It is much easier to get paid charge-offs removed than unpaid charge-offs. There is no incentive for the creditor to fight the dispute, since they already have their money. So if you dispute the charge-off, the credit bureaus will send …

How is my credit score impacted by paying a charge off? Read more »

Surprisingly, one of the brightest spots of the president’s State of the Union Address last night which might have received a standing ovation from both sides of the aisle barely received a passing mention! The bright shining spot in his …

How much will the new FHA MIP Rules change save me? Read more »