What Is an FHA 203k Loan? This loan can help you buy and repair a fixer-upper or what is sometimes called a Handyman special FHA 203k loans are loans that are insured  by the Federal Housing Administration The federal government …

FAQ – What is an FHA 203(k) loan good for? Read more »

Unlike the summer of 2011 that was one of the hottest on record, this summer seems to be quite mild. However, for those of us who have lived in North Carolina for any period of time, we are all too …

How I Cut My July Duke-Progress Energy Bill 34% Read more »

With most of the country still reeling from the hangover caused by the Roman Orgy of Real Estate it sounds a little premature to begin taking cash out of your home for something as unsure as a child’s education, but that’s exactly what some people are doing. Recently I have encountered a growing number of 40 something Gen-X’ers doing something even crazier;

How to download actual paper versions Bank Statements when using the Spanish language version of Bank of America online banking. By now everybody should know that getting a mortgage loan to buy a house today is not as easy as …

When Spanish Alone isn’t enough Read more »

Until recently, getting a loan to purchase a home in Raleigh North Carolina for borrowers with credit scores greater than 620 but less than 640 was nearly impossible. However, because of the improving real estate markets, lenders are beginning to …

FHA 203(b) Loans for North Carolina borrowers with 620 Fico Scores Read more »

How to Get a Free Copy of My Credit Report Fair and Accurate Credit Transactions Act  (FACTA ) was a law passed by the US Congress in 2004. This act allows consumers to request and obtain a free credit report …

How to Get Truly Free Credit Reports For Life Read more »

Private Mortgage Insurers leading the way in housing recovery   One of the earliest indicators of the housing meltdown which began in 2007 was that issuers of Private Mortgage Insurance (PMI) began to contract their underwriting guidelines for issuing PMI …

Private Mortgage Insurance helps lead the way in the Housing Recovery Read more »

One possible enhancement to HARP known as HARP 3.0 is pushing forward the eligibility date from Ma31, 2009 to 2010. Some experts suggest that there are between 27 and 43 billion dollars’ worth of unpaid principal loan balances that could benefit from such a move.

Ricardo Cobos is a Mortgage Loan Officer in Raleigh North Carolina helping people achieve financial security through responsible homeownership using great no money down loans programs like the USDA Guaranteed Rural Development Loans call 877-212-7784 to speak with an experienced loan officer today.

Durham has been in development mode for a while, with notable successes like the Durham Performing Arts Center and the American Tobacco facility, an area of trendy restaurants, high tech businesses and entrepreneurs of all kinds There are plans for at least two towering projects, one of which is a hotel-museum in the old SunTrust building. It is hoped that this type of density will lead to a real “downtown” feel in that area.