New Mortgage Escrow Rules for January 2014 Nearly three years after passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act , a response to the mortgage crisis of 2007-2008 that has left millions of Americans licking their financial …
Home buying is a daunting task and if you are a first-time buyer, then you will hardly know much about the loan market. You will have to shop around thoroughly and search for genuine lenders who will provide you mortgage …
5 Important questions a buyer should ask a lender when purchasing house Read more »
Under normal circumstances, lenders require that all parties to a mortgage agreement be present in person at settlement to sign their loan documents. However, there can be very legitimate circumstances under which it isn’t possible for the borrower to be …
FAQ – Can I Close My Mortgage Loan Using a Power of Attorney (POA)? Read more »
Don tells me that nearly ALL Thanksgiving Day homeowner’s insurance claims almost always involve a deep fryer and a raw/frozen turkey. I dug up a press release from North Carolina Farm Bureau dated November 25, 2008 and thought I would share with my readers important safety tips that you should know about if you are planning to Deep Fry a Turkey this Thanksgiving.
Through good and bad times, one of the things that make the American experience unique is our mobility. Whether it is migration from one region of the country to another or economic mobility, Americans are always on the move. Go …
Daylight Saving Time (DST) 2013 Daylight Saving Time began on Sunday, March 10, 2013, at 2:00am. Clocks shift back to Standard Time (ST) Sunday, November 3rd, 2013, at 2:00am. This shift in time moves one hour of daylight from the …
Why DO we Observe Daylight Savings Anyway? (DST 2013) Read more »
With all the hoopla and political grand standing coming out of Washington DC, it is nice to see that on occasion those who have been elected to lead can set aside their bickering and at least accomplish some of the …
Congress Approves Funding for USDA Rural Development Loans in Raleigh for FY2014! Read more »
A two-year waiting period is permitted if extenuating circumstances can be documented. Divorce is NOT an extenuating circumstance!
After a 15 day government shutdown that seems to have accomplished little else except forcing the federal government to admit they have to create a budget and soon, the Fed has opened for business. So now what? Internal Revenue Service …
FAQ – The Government has reopened, for now; how is my mortgage affected? Read more »