Tip#7 Run the Dishwasher at NIGHT! Modern automatic dishwashers have a variety of settings. Heated Dry or Sanitary settings are nice but they don’t need to be used to wash EVERYTHING on this setting. My dishwasher has a delayed start function. I …
Tip#6 Take a Cold Shower! Showers are also preferred over bathtubs because they clean the body more effectively and are easier to maintain.The downside of a shower is that, because it sprays water, can regularly put more moisture into the …
Predatory Lending Considerations Subprime lending is not synonymous with predatory lending, and loans with the features described as Subprime are not necessarily predatory in nature. However, institutions should ensure that they do not engage in the types of predatory lending …
The Escrow Department will likely be the same department that will cash and hold your insurance claims check. Don’t be surprised if your bank/lender actually place a hold on the check for up to five business days due to the protential for fraud given the number of mass losses that have occurred recently.
If I were to tell you that you will be required by your lender {mortgagee} to give a Death Pledge to buy or refinance your next home would you might think twice and would you want to know more about to whom you were entering into a mortgage agreement with?
There have been a flurry of apartment deals in the Triangle over the past 18 months as investors flock to what has become the best-performing sector in commercial real estate. ..Average rents in March were $827 per month, up $22 from the same period a year ago
Title insurance is quite possible one of the least understood types of insurance. The simple truth is because when you purchase your dream home you aren’t actually buying a lovely 3 bedroom Ranch or Victorian style home on a cul-de-sac in a quiet Raleigh neighborhood.
First Time Home Buyers in Raleigh / Wake County no longer have to be under 80% of Adjusted Median Income to take advantage of this $8,000 Down Payment Assistance Program.
Property Boundaries Fences should not be considered an indication of property boundaries. Legal property boundaries are demarcated by surveyor pins or stakes. These are typically 1/2″ to 3/4″ round iron pipes flush or buried slightly below land surface. Newer pins …
Question: My partner and I are not married and only one of us is an eligible veteran while the other is not. Can both our income be considered for the loan application? Answer: YES, as long as one of you …
Underwriting Tip – VA Loans Unmarried Applicants Read more »