Fannie Mae reported this week that in a recent survey of 3,000 Americans, the majority of those surveyed still prefer owning a home than renting. The survey revealed that 2/3s of renters surveyed said that they are hopeful to purchase a home in the future.

NC insurance customers irked by policy linking their Auto Policies to their Homeowners Insurance Policies. This year, two of the most popular underwriters of homeowners insurance policies in North Carolina – Allstate and N.C. Farm Bureau – have adopted underwriting guidelines that …

NC insurance customers irked by policy Read more »

People use the excuse of not having enough time, but if you get up earlier, watch less TV, work out at lunch, or wind down with exercise after work, you can reap the benefits and everyone around you will too!

Tip#10 Spend More Time Outside This one sounds kind of obvious but really it works! Look we live in the South and whether you want to admit it or not people lives right here in Raleigh WITHOUT air conditioning for more than 300 …

Tip #10 How to Cut Your Power Bill Read more »

Predatory Lending Considerations Subprime lending is not synonymous with predatory lending, and loans with the features described as Subprime are not necessarily predatory in nature. However, institutions should ensure that they do not engage in the types of predatory lending …

What is Predatory Lending? Read more »

The Escrow Department will likely be the same department that will cash and hold your insurance claims check. Don’t be surprised if your bank/lender actually place a hold on the check for up to five business days due to the protential for fraud given the number of mass losses that have occurred recently.

Because of the plethora of natural disasters across the country it occurred to me that there may be a lot of Buyers and Sellers whose purchase or sale or mortgage refinance has been delayed for reasons they simply do not understand. This post is intended to be an …

FEMA Declared Disaster Area – Loan Application in Process Read more »

Prizes: Participants with completed game cards 6. will be entered for two chances to win a $500 shopping spree for use at any Shop Local
Raleigh member businesses!

Recently the word Republican, like “Banker” has been used interchangeably to disparage and slander (and is often incorrect) my business but what made this stand out to me was how he said it. It was almost as if it was a disparaging remark and he was sorry for having used it!