In addition to these great tips in my home I implement a zero tolerance policy to cooking inside at all preferring to do all of my cooking outside! While nature’s thermostat rises, so does the cost of keeping your home cool, …
The USDA is begging for people to borrow their money! The program will be undergoing significant changes in October with the introduction of a monthly PMI. Until then they have plenty of money and are eager to lend it; GUARANTEED …
$24 BILLION DOLLARS ALLOCATED FOR GUARANTEED LOANS! Read more »
In April I wrote about a bill introduced in the North Carolina General Assembly HB/485 that I dubbed Cash For Contractors. The sole purpose of the bill was to reward home buyers of a newly constructed home in North Carolina with a …
Residents of Apex, NC had witnessed the terrible tornadoes that passed through the area recently, causing massive amounts of damage to local communities. The town of Apex is now paying for a service that many town residents don’t even know exists. …
Apex has tornado alerts by phone but many residents do not know about this service Read more »
In my free time I enjoy riding my Felt road bicycle. There is a cliché amongst cyclists, “there are two types of bikers, those who have crashed and those who haven’t crashed yet”. The same can be said about identity theft. It seems like once …
How to place a Security Freeze your Credit Reports Read more »
I recently had to engage in a transaction with the loss mitigation at the same bank that employs me. You would think there would be an unwritten code that Loan Originators and Loss Mitigation might share but alas, that simply …
The Supervisor… Really? (via TriangleAreaRealtor) Read more »
Veterans Loans The fact that a bankruptcy exists in an applicant’s (or spouse’s) credit history does not in itself disqualify the loan. Develop complete information on the facts and circumstances of the bankruptcy. Consider the reasons for the bankruptcy and the type of bankruptcy …
Underwriting Tip – Bankruptcy Waiting Periods – VA Read more »
A Chapter 13 bankruptcy does not disqualify a borrower from obtaining an FHA-insured mortgage, provided that the lender documents that one year of the pay-out period under the bankruptcy has elapsed the borrower’s payment performance has been satisfactory and all required payments …
Underwriting Tip – Bankruptcy Waiting Periods – FHA Read more »
Because I am an existing CLEAR customer I am thrilled to be chosen as Raleigh’s CLEAR Hero because it gives me the chance to let others discover for free how awesome it can be to surf the net on the go at 4G speeds. Now is probably a good time to let you know that although I am not being paid to say this I am being given the CLEAR SPOT to use without charge for the next 6 months as part of the CLEAR HERO program.
For those of you unfamiliar with CLEAR Wireless here is the rundown. CLEAR Is the super-fast , take-it-with-you internet solution for people on the go. Our 4G service runs on the nation’s leading network with the widest spectrum advantage. Our …