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Seven Questions to Ask any Loan Officer

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Seven Questions to Ask any Loan Officer

#3 Do you have another job?

PT MLO's are a hazard to the industry because their skills aren't nearly as sharp as they need to be.
PT MLO’s are a hazard to the industry because their skills aren’t nearly as sharp as they need to be.

The recent bust triggered a refinance boom that lasted from 2009 through 2013. Former real estate agents and appraisers found that before today’s strict mortgage licensing requirements there was easy money to be made.

But with mortgage loan originations at its lowest point in 17 years, many are going back to their old jobs and just keeping their licenses active. Do you use a part time lawyer, dentist or doctor? Why would you settle for a part time loan officer?

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Since relocating from Northern Michigan in 2007 I have lived in Garner (27529) with my wife Melanie and our four children. With personal production of 8MM in real estate sales across Southern Wake County I am considered to be a local market expert in the following communities: Garner (27529), Fuquay-Varina (27526), Holly-Springs (27540), Apex (27502), and Raleigh (27603, 27604, 27606, 27609, 27610)) which spans from downtown Raleigh to Willow Spring including Lake Wheeler. Call or email me, I’m here to help! Ricardo Cobos (919) 526-0183