Seven Questions to Ask any Loan Officer
#2 Are you a state licensed mortgage
loan officer?
Although ALL mortgage loan officers and many who just come in contact with mortgage loan applications have a unique NMLS number, only state licensed mortgage loan officers are required to complete not only pre-licensing but on-going continuing education.
Additionally, state licensed loan officer in North Carolina are subjected to ongoing yearly credit and criminal background certifications. Often time’s loan officers who are ineligible for a state mortgage loan officer’s license can go right down the street the corner bank and get hired. Which would you prefer handling your sensitive information?
Since relocating from Northern Michigan in 2007 I have lived in Garner (27529) with my wife Melanie and our four children. With personal production of 8MM in real estate sales across Southern Wake County I am considered to be a local market expert in the following communities: Garner (27529), Fuquay-Varina (27526), Holly-Springs (27540), Apex (27502), and Raleigh (27603, 27604, 27606, 27609, 27610)) which spans from downtown Raleigh to Willow Spring including Lake Wheeler. Call or email me, I’m here to help! Ricardo Cobos (919) 526-0183